How the IRS Evaluates Your Ability to Pay When Applying for an Offer in Compromise
October 19, 2026
Applying for an Offer in Compromise involves much more than proposing an amount that seems affordable based on current finances. IRS examines income, living expenses, property, financial accounts, and other resources to determine how much the government could reasonably collect from the taxpayer. Understanding this financial review can help taxpayers prepare accurate documentation and determine […]
IRS Offer in Compromise vs. Installment Agreement: Which Tax Resolution Option May Fit Your Situation?
October 05, 2026
Federal tax debt can place pressure on individuals and businesses when the IRS begins sending balance-due notices or pursuing collection. Two common tax resolution methods are an Offer in Compromise and an Installment Agreement, yet each serves a different financial situation and follows separate qualification rules. Villeda Law Group can review the circumstances behind an […]
Who Is Liable for Wire Transfer Fraud in Texas? Evaluating Responsibility Among Financial Institutions, Closing Agents, and Third Parties
September 21, 2026
Liability for wire transfer fraud in Texas depends on who authorized the payment, which security procedures applied, who controlled the funds, and whose conduct caused the loss. The sending bank may be responsible for an unauthorized transfer. A receiving bank may face narrower statutory issues. A closing agent may be liable for violating escrow duties, […]
Recovering From Business Email Compromise and Real Estate Wire Fraud in Texas: Civil Claims, Banking Issues, and Time-Sensitive Recovery Strategies
September 07, 2026
A fraudulent wire creates immediate legal questions. Was the payment order authorized? Did the bank follow its security procedure? Who received the money, and can the proceeds still be restrained or traced? The answers determine whether recovery proceeds against a bank, fraud recipient, title company, broker, vendor, or another participant. When business email compromise (“BEC”) […]
When the IRS Rejects an Offer or Payment Plan: Appeals, Financial Re-Evaluation, and Collection Defense Options in Texas
August 17, 2026
An IRS rejection changes what must happen next in a Texas tax case. A rejected Offer in Compromise generally carries a 30-day appeal period, while a rejected installment agreement can proceed through the Collection Appeals Program. A later lien or levy notice may create separate rights through Collection Due Process. The correct response depends on […]
Offer in Compromise vs. Partial Payment Installment Agreement: Advanced IRS Resolution Strategies for Texas Individuals and Businesses
August 03, 2026
The most important number in an IRS collection case is not always the balance due. It may be what the government can legally collect before the collection statute expires. An Offer in Compromise (“OIC”) under 26 U.S.C. § 7122 can settle a federal tax liability for less than the assessed balance. A Partial Payment Installment […]
Recovering Stolen Funds After Wire Fraud in Texas: Banking Regulations, UCC Issues, and Litigation Options
July 20, 2026
The FBI reported more than $20 billion in internet-crime losses in 2025, with business email compromise ranking among the leading sources of reported loss. A stolen wire, however, does not automatically become the bank’s legal responsibility; recovery depends on authorization, security procedures, notice, and the path of the transferred funds. Business attorneys in McAllen must […]
Business Email Compromise and Real Estate Wire Fraud in Texas: Liability Risks and Legal Recovery Strategies
July 06, 2026
Business email compromise, or BEC, occurs when a criminal enters or imitates a trusted email account and sends payment instructions. The message may appear to come from a title company, broker, lender, lawyer, buyer, seller, or executive. Because it may contain names, signatures, transaction details, and prior messages, the recipient may not realize that the […]
Avoiding Default and Enforcement Actions in IRS Payment Agreements: What Texas Taxpayers Need to Know
June 22, 2026
An IRS payment agreement is not a shield. It is a tripwire. Miss a payment, file a return late, create a new tax debt, or ignore an IRS demand, and the government can pull the agreement out from under you. Texas tax attorneys can help prevent one compliance failure from triggering liens, levies, and forced […]
Offer in Compromise vs. IRS Installment Agreement: Strategic Tax Resolution Options for Texas Businesses and Individuals
June 08, 2026
A streamlined installment agreement permits eligible taxpayers to pay an IRS balance through monthly payments without submitting a financial statement. Qualification generally depends on the amount and type of tax debt, filing compliance, and whether the balance can be paid within the required period. This option can provide a faster resolution than a financially verified […]